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"This website is proprietary to Manulife (Cambodia) PLC, If you wish to access and use this Website (the "Site"), you must accept and agree to be bound by and comply with these terms (the "Terms"). If you do not agree with these Terms, please refrain from accessing the Site. By using this Site, your consent to these conditions of use together any subsequent updates or amendments will be deemed as given. You should therefore periodically visit this page to review the then current conditions of use to which you are bound."

Site Content

The information contained on the pages of this Site is subject to modification and update from time to time without notice. Manulife (Cambodia) PLC cannot guarantee or ensure either the accuracy, completeness or authenticity of any Site content, Site functionality, or your transmission of any site content from the site to you.

Certain aspects of the Site have been prepared by persons other than Manulife (Cambodia) PLC and other World Wide Web sites that may be accessed from this Site by hypertext links are entirely independent of the Site. The inclusion of any Site acknowledgments, identification of any person or entity in the site, or any hypertext link to another person or entity shall not, in any manner, be construed as an endorsement of such person's or entity's World Wide Web site, products, services, or contributions to the site.

Other World Wide Web sites which may provide access to this Site by hypertext links are entirely independent of this Site. Any direction by a third party to this Site shall not, in any manner be construed as an endorsement by Manulife (Cambodia) PLC of such party's World Wide Web.

Use of the Site

The Site does not, and it is not intended to, provide any financial, insurance, legal, accounting, or tax advice, and shall not be relied upon by you in that regard.

Manulife (Cambodia) PLC's products and services are available only in jurisdictions where they may be lawfully offered for sale. All Manulife (Cambodia)'s products and services shall be subject to the terms and conditions of any applicable agreements/contracts.

You agree that your use of the Site shall be on an "as is" basis entirely at your risk. Neither Manulife (Cambodia) PLC nor Manulife Financial nor any of its affiliated companies, nor any officer, director, or employee thereof, nor any other person associated with the creation of the Site or its contents, shall be liable or responsible to any person for any harm, loss or damage that may arise in any connection with your use of the Site, including without limitation any direct, indirect, special, third party, or consequential damages. Without limiting the foregoing, Manulife (Cambodia) PLC shall not be responsible for any detrimental reliance that you may place upon the site or its contents.

The Site shall not be used, or relied upon by you, as a substitute for your independent research or professional advice that is provided to you in direct consultation with a Manulife (Cambodia) PLC representative.

If you would like further information concerning Site contents or you wish permission to use, to reproduce, or to republish any site contents, please e-mail us.

Security

You acknowledge and confirm that the Internet is not a secure medium where privacy can be ensured, and that complete security and confidentiality over the Internet is not possible at this time. Your confidential use of the Site cannot be guaranteed and you acknowledge that your use of the Site (including information you transmit to the Site) may be subject to access by, or disclosure to, other persons. Without limiting any other disclaimer, Manulife (Cambodia) PLC shall not be responsible or liable for any harm that you or any other person may suffer in connection with any such breach of confidentiality or security.

Privacy

Information provided by you through our Site is used for Manulife (Cambodia) PLC business purposes only in order to service your needs as a customer.

Manulife (Cambodia) PLC may use "cookie" or related technology in order to track usage of the Site, and in order to improve our service to you.

Statement of Cooperate Privacy Principles

Intellectual Property

Names, phrases, logos, icons, graphics, images or designs used throughout the Site may be trade names, registered or unregistered trademarks and service marks (the "Trademarks") of Manulife (Cambodia) PLC/ Manulife Financial, its subsidiaries or affiliates. The display of Trademarks on this Site is not an implied license to any third party for the use of the Trademarks.

All information on this Site is protected under copyright laws. Except as provided on this Site, no one has permission to copy, redistribute, reproduce or republish any information found on this Site, which includes uploading or downloading without prior written consent of Manulife (Cambodia) PLC or Manulife Financial.

Any retransmission or alternation of Trademarks or other form of unauthorised copying may be a violation of the law and such users may be subject to legal action.

Governing Laws

This interpretation, validity and effect of this agreement and use of the Site shall be governed by the laws of Kingdom of Cambodia. You consent and agree to submit to the non-exclusive jurisdiction of the courts of the Kingdom of Cambodia in any action or proceeding instituted under or related to this Agreement or your use of the Site.