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Manulife Savings Protector


Critical Illness Benefit



Special features of Manulife Savings Protector:



1.  Receive 2 protections: savings and life protections at the same time

2. Receive up to 400% of the policy face amount in the event of Death or Total Disability

3. Receive annual dividend (year 3 onward)

4. Accumulated dividend can be withdrawn or request loan from the policy for any urgent need

5. Receive 100% of the policy face amount with accumulated dividend when policy matures.


Why should you add Critical Ilness Benefit?


1. Covers up to 14 critical illness conditions with a total sum assured of up to US$ 100,000

2. For early stage of critical illness, Manulife will pay out 50% of the face amount with a maximum amount of US$ 25,000

3. All future premiums will be waived upon payout of the major critical illness benefit.


Types of Critical Illness to be covered:

Critical Illness

Early​ Stage Major Stage


Carcinoma in situ and Other Early

Cancers Specified Organs

Carcinoma in situ

Major Cancer


Insertion of a Permanent Cardiac Pacemaker or Defibrillator Heart Attack


Coronary Angioplasty Coronary Artery By-Pass Surgery


Cerebral Arteriovenous Malformation (AVM) / Cerebral Aneurysm Surgery Major Stroke


Liver Surgery End Stage Liver Failure


Surgical Removal of One Lung End Stage Lung Disease


Nephrectomy / Removal of one Kidney Kidney Failure




For more information about Manulife Education Protector with Critical Illness Benefit, please contact us via


023 965 999


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