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Special offer: COVID-19 coverage

COVID-19 Manulife Cambodia Life Insurance

As part of helping to provide peace of mind to our customers as the COVID-19 situation evolves, we would like to announce that Manulife Cambodia we are providing special coverage and support to our customers affected by COVID-19.


  • Provide $500 to our customer who is diagnosed with COVID-19.
  • Provide additional $500 up to one additional immediate family member of our customer who is diagnosed with COVID-19
  • Provide additional claim benefits of $2,000 for death claims due to COVID-19.
  • Provide double daily hospital cash (up to $50 per day) for hospitalization due to COVID-19 up to 14 days (for customer with Manulife MediCash only). 


This special coverage is applicable from today until 30 June 2020.


You may reach out to your Manulife Insurance Advisor, Insurance Specialist or call our Customer Service hotline at 1800 211 211 (toll free) for more information.


At Manulife, we put customers at the center of everything we do, and we are committed to help them make decisions easier and their lives better

Terms and Conditions

  • The covered period for extra benefit is from May 1 to June 30, 2020.
  • All customers holding individual products and diagnosed with COVID-19 during the covered period are eligible to receive a one-time payment benefit with the extension of payment up to one additional member per family (Spouse or child) regardless of the number of policies held.
  • Pre-existing condition is applied: the extra benefit will be only eligible to both existing and new customers diagnosed with COVID-19 during the covered period and after the policy issue, effective, or reinstatement date, whichever is later.
  • Maximum days of coverage: 14 days or duration of hospitalization, whichever is shorter.
  • Diagnosis result of COVID-19 must be confirmed/admitted by local authority, Ministry of Health, and claim decision is entirely at the authority of Manulife Claims Department.  
  • Benefit paid out only admitted to hospital for treatment.
  • The Customer or Customer’s legal representative must at his/own expense, within ninety (90) days from the date of diagnosis or death, notify Manulife and give written proof of such claim. Such proof includes written proof of test result confirming COVID-19 infection, duration of hospitalization, and death certification (where applicable) certified by a registered medical practitioner in Cambodia.
  • Waiting period will be waived for the COVID-19 but is still applicable for other sickness, following existing or new policies’ contract provision.
  • For Manulife MediCash only:
    • If the first day of hospitalization due to Covid19 begins in the campaign period and after waiting period, customer can claim this special MediCash benefit.
    • ICU benefit will be excluded from special campaign.
    • Other conditions not stated here will follow the product features and contract provision of Manulife MediCash rider.
  • Manulife shall at its own absolute discretion vary the Terms and Conditions without prior notice.

Please stay safe and healthy at all time