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Life Insurance:    is a policy in which the beneficiaries receive a claim benefit if the insured passes away.

• Term Life Insurance:     Provides coverage for a specific period, such as 10, 20, or 30 years. It pays out a death benefit if the insured dies during the term.
• Whole Life Insurance:     Offers lifelong coverage with a death benefit and a savings component, known as cash value, which can grow over time.
• Endowment Insurance:     Provides a lump sum payment after a specific term or if the insured dies before the term ends. It combines savings and life insurance.
• Annuity Insurance:     Provides a stream of income for a specified period or for life, often used as a retirement income strategy rather than traditional life insurance.

General Insurance

• Health Insurance:    Health insurance helps pay for medical expenses like doctor visits, hospital stays, medications, and surgeries, making healthcare more affordable and protecting you from high medical costs.
• Property Insurance:    Property insurance is a type of insurance that provides financial protection against damage or loss of property. It can cover real estate such as houses and buildings, as well as personal property (such as furniture and electronic devices).
• Motor vehicle liability insurance:    is a type of coverage that pays for injuries and property damage to others if you cause an accident. It does not cover your own injuries or vehicle damage.