Waiver of Premium on Life Protection

Manulife Premier

Protect yourself while you build safety nets for the next generation

Protect yourself while you build safety nets for the next generation

Receive protection through a waiver of all future premiums, with confidence and hope

Protect yourself against default in premium payment upon the death or total and permanent disability, ensuring the financial and protection plan for your loved one is still protected.

Get worldwide coverage

Ensure that no matter where you are, you are covered.

Coverage Term	Age Eligibility	Payment Term
The Coverage Period of this Rider shall subject to the Premium Term of any Base Plan or Rider(s) to which this Rider is attached to.	18 to 60 Years Old	The Premium Term of this Rider shall subject to this Rider’s Coverage Period.

This Rider shall waive all future premiums if the Policyowner passes away or becomes totally and permanently disabled while the Policy is in force and before the Policy Expiry Date. This benefit is subject to the definitions, exclusions, terms, and conditions of the Insurance Policy.

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The Manufacturers Life Insurance Company and its subsidiaries.