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Offer financial benefit in case of critical illnesses

Critical illness - Health insurance Cambodia

Critical illness - Health insurance Cambodia

Critical illness - Health insurance Cambodia

Critical illness - Health insurance Cambodia

Critical illness - Health insurance Cambodia

Critical illness - Health insurance Cambodia

Why you should add this critical illness benefit?

High coverage

  • Receive up to USD 200,000 in case of critical illnesses

Critical illness conditions

  • Cover up to 26 critical illness conditions (early-stage and major stage), including heart attack, cancer, and organ transplant.
Premium waive
  • In times of critical illness (major stage), you are no longer required to pay your premium until the end of the policy; and you still receive the guaranteed savings amount when your policy reaches maturity.
 

Worldwide coverage

  • No matter where you are, you are covered

About this additional benefit

  • Can be added to Manulife Savings Protector or Manulife Education Protector
  • Coverage period: follow your base plan
  • Age eligibility for policy owner: 18 years old and above
  • Coverage amount: starting from USD 5,000
  • Claim amount: 50% of your coverage amount for early-stage and 100% of your coverage amount for major stage
  • Annual premium: starting from USD 4 (in addition to your base plan)
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Cancer

  • Early Stage: Carcinoma in situ and other early cancers specified organs
  • Major Stage: Major cancer

Heart

  • Early Stage: Insertion of a permanent cardiac pacemaker or defibrillator / Coronary angioplasty
  • Major Stage: Heart attack / Coronary artery by-pass surgery

Brain

  • Early Stage: Cerebral arteriovenous malformation (AVM) / Cerebral aneurysm surgery
  • Major Stage: Major stroke

Liver

  • Early Stage: Liver Surgery
  • Major Stage: End Stage Liver Failure

Lungs

  • Early Stage: Surgical Removal of One Lung
  • Major Stage: End Stage Lung Disease

Kidney

  • Early Stage: Nephrectomy / Removal of one kidney
  • Major Stage: Kidney failure

Organ Transplant

  • Early Stage: Small bowel transplant
  • Major Stage: Major Organ Transplantation

Required base plans

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